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Develope efficient pricing strategies that can help you achieve your strategic goals - with a price optimization solution designed specifically for banking.
keep well-defined pricing practices in place
Streamline and automate pricing processes
Base pricing on analysis of current customer data
Manage margins in a highly competitive market
Adapt to shifting customer requirement and economic trends
Deliver products and services that keep pace with rapidly changing demand
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Sustain your customers use your products or services no matter how much their preferences evolve and change. Tap into real-time customer insights to drive innovations and improvements that build loyalty.
Take deep insight into your customer base and take action using that intelligence
Interact and retain customers by delivering products designed around their needs
Increase the effectiveness of your channels to expand market reach
Deliver the right products to the right customers at the right time
Customer Information Management
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Give a consistent customer experience against all communication channels.
Provide employees a 360-degree customer view to improve service and communication
Develop attractive marketing campaigns based on real-time customer information
Execute your customer centric growth strategy on the basis of accurate insights
Customer Analytics
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Achieve insights into your customers and your sales organization to improve communication, performance, and profitability.
Analyze customer records in real time to improve their overall experience
Increase the total customer experience from contact center and agent performance to customer service
Control planning, forecasting, and analytics to improve pipeline performance
Customer Service Contact Center
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Efficiently manage call center activities and connect with your entire banking organization.
Trace customer requests through multiple channels for more "one and done" tickets
Give call agent scripting and knowledge management tools to up-sell products
Give consistent product and service offers and complaint handling across all interaction channels
Appoint customers from branch network to online to mobile
Sales Force Management
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Give the knowledge needed to turn customer insight into sales strategies that acquire, grow, and retain profitable relationships.
Give tailored products as a foundation to grow and exceed sales targets
Give employees a 360-degree customer view to improve service
The Help management module track, monitor, and improve employee sales performance
Loyalty Management
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Access customer loyalty management strategically to reward the right customers.
Implement campaigns and tactics that appeal to your target audience
Use loyalty incentives to reward the right customers
Use metrics from product purchases, money spent, to branch visits to build rewards
Marketing Campaign Management and Customer Segmentation
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Efficiently explore, plan, and execute every marketing activity through all customer touch points.
Develope relevant and personalized real-time offers through inbound marketing channels
Allow strategic campaign planning and multichannel execution
potentialize customer relationships with relevant, personalized interactions
Reduce costs and complexity for banking processes
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Control your business processes with new levels of efficiency and relentlessly drive down costs. With our banking software, you can streamline your core banking processes, reducing complexity and rework.
Streamline core banking processes for all major lines of business on the same technology platform
Take less time to introduce new products
Inexpensive cost of bank operations
Serve customers in all over channels
Deposit Management
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Organize and monitor the entire life cycle of an account contract, including transactions, agreements, statements, and other related tasks.
Automate deposit account processes to decrease the cost per unit handled
Develop a single account and contract management tool for all cross-division products
n a flexible way support evolving products and services
Loans Management
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Organize and monitor the entire lifecycle of a loan contract, including origination activities, all subsequent transactions, agreements, statements, and more.
Increase time to market with swift and painless development of new products
Automate loans management processes to decrease costs per unit and reduce error load
Reduce implementation time and maintenance costs
Collateral Management
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Efficiently trace and organize all collateral-related processes, from creation through risk-exposure reporting.
Give quality data for reserve provisioning and capital adequacy calculations
manage complex lending and collateral relationships typical of corporate customers
Connect any credit system through web services
Corporate Loans
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Handle corporate and complex high-value loans for customers with a seamless process that provides end-to end service.
Support corporate customers highly tailored loan management services
Support all back-office processes with a high degree of flexibility
Develop a comprehensive lending solution with integration across all relevant components
Corporate Cash Management
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provide highly individualized cash management services with deposit and payment products to improve liquidity and interest results for corporate customers.
Take one global solution with multi-currency, multi-country, and multi-time zone capabilities
Give automated and extensive support for account and cross-product processes
Access highly flexible configuration options to quickly adopt required processes
Payment Engine
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Streamline all payment processes using standardized interfaces along with surrounding applications to create one central payment hub.
Lower cost of ownership by simplifying processes across business and product lines
Gain efficiencies by re engineering payment operations into one central platform
Implement new revenue system with a scalable payment platform that supports all channels
Covered Bonds
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Enable your bank's capabilities by building up a refinancing platform to issue covered bonds.
Benefit from easy handling and transparency of all available assets to be funded
Give an overview of all funding transactions to identify more effective funding
Facilitate changes or enhancement requirements from investors and businesses
Lease Management
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Capitalize on new global demand for leased objects by streamlining all business processes of the leasing lifecycle.
Provide an end-to-end solution that supports core leasing processes
Access a high level of customization through rule-based engines
Streamline contact life cycle management processes from billing and invoicing to asset tracking
Charging and Billing Management
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Develop real-time rating and fee models for banking services with integrated billing.
Believe on an end-to-end solution for consumer-to-cash relationship pricing
Control relationship pricing and consolidate disparate billing systems for quick go to market
Support billing and invoicing to support real-time charging, receivables, and payables
Proactively manage risk and finance with real-time insight
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Arm yourself with real-time information to save your organization from risk. With our banking software solutions, you can gain insight into banking operations
enterprise-wide and proactively manage risk and compliance.
Close your books faster. Consolidate financial data into multiple formats - so that you can plan, budget, and allocate capital more effectively. And make better business decisions.
Provide real-time access to information
Accurately and efficiently measure product, customer, and channel profitability
Dynamically model institution and market assumptions and incorporate them into plans
Budget,forecast and plan faster and more accurately
Accounting and Financial Close for Banking
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Deliver timely, accurate financial reports by standardizing and automating the financial close cycle.
Synchronize your financial accounting architecture to close books faster with fewer errors
Lower the cost of finance and compliance processes
Fulfill regulatory reporting requirements with timely, reliable financial reporting
Risk and Compliance Management
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Effectively monitor risks and internal controls to align strategy and operations, improve predictability, and sustain profitable growth.
Access all data from various systems, resulting in fewer disparities and lower costs
Manage risks efficiently across multiple business lines with on time, compliant monitoring
Reduce costs and improve efficiency with simple,integrated reporting interfaces
Financial Performance Management
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Explore how to invest in opportunities that allow you to control costs, determine the best strategy, and use real-time data to make immediate adjustments.
Develop better financial decisions faster using real-time data
Integrate your strategy across all levels of the banking organization
Give accurate costing information to make more informed decisions
Real Estate Life cycle Management
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Align efficient acquisition, construction, lease, space, and facilities management across your stake holders to enhance your property portfolio value.
Provide efficient visibility into what you own vs. lease and locations, uses, and costs
Lower transaction costs, increase operational efficiency, and free up capital
Simplify decision making and investment strategy with appropriate performance data
Currency Management and Optimization
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Learn how to streamline banknote handling and provide the optimal supply of currency to ATMs and bank branch cash points.
Prevent out of cash situations in branches, ATMs, and vaults
Enhance customer satisfaction from reliably getting money from ATMs
Make better forecast accuracy for future currency demand
Sustainability
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Sustain strategies and execute across your objectives of minimizing risk and improving opportunities.
Tap into data company-wide with analytics, dashboard, and reporting - for easier compliance
Decrease energy consumption by consolidating IT assets
Reduce e-waste with sustainable sourcing, recycling, and contamination prevention
Your workforce is a valuable asset in this changing market
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Your employees are expected to provide ever-higher levels of productivity and results.Whereas only an innovative workforce can achieve that.
WTM ERP's human capital management solutions can help you manage, train, and utilize talent so that they can meet and exceed expectations and help grow your business.
Get employed the best talent faster
Use powerful HR metrics to appraise workforce performance
Leverage your best people when and where you need them by managing your workforce in real time
Determine workforce trends at an early stage to predict workforce demands
Grant your workforce with easy access to business content, applications, and services
Run efficiency and performance with support from your IT infrastructure
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Merge every area of your banking organization for greater control and efficiency. With WTM ERP software solutions, you can adapt to shifting business demands and technology changes without compromising the integrity of your data.
Examine operations based on large volumes of detailed information using in-memory computing and business analytics
Gain secure access to business processes anytime, anywhere, and on any device
Design, compose, and adapt processes that address your customers' and employees' unique needs
Adapt to accelerating change, and manage your IT infrastructure in an integrated manner
Make smart decision making with informed spend analytics
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Deliver spend reductions and operational efficiencies while maintaining high standards of performance. Our procurement management applications give you full visibility into expenditures, helping you drive more informed supply decisions and manage risk.
Centralize your sourcing and spend management for greater visibility and cost savings
Maintain risk and improve supplier engagement with more insight into performance
Improve productivity with standardized processes, best practices, and shorter cycle times
Automate governance and compliance enforcing contract terms, sustainability requirements, and more