Banking

How we can help from strategy to day-to-day operations

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Our comprehensive banking software solutions can help you in following area SS:
  • Give real-time up-sell offers and profitable bundles
  • Appoint customers from the branch to online to mobile
  • Simplify the configuration of products and services
  • Achieve real-time insight into operations and risk
  • Implement optimal business decisions
  • Effectively manage compliance and stay on top of new regulations

Financial Performance Management

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This area of banking sector defines how to invest in various opportunities that enables us to control costs, find an excellent way and use real time data to perform immediate operations.
  • Through the use of real time data we can easily find a faster way to make financial decisions.
  • This spreads your strategy in entire banking organization
  • To establish more effective decisions this service of banking sector provide authentic costing information.

Risk and Compliance Management

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To align strategies and operations this service fanatically guide risks and internal control so that predictability and profitable growth increase
  • By using this service we can access all the data from other systems this results in some third parties and affordable cost.
  • Through on-time and compliant monitoring this fanatically manage risks across various business lines.
  • This improves system efficiency and reduces cost of the system in a simple and integrated reporting interfaces

Sustainability

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Banking sector sets believable strategies and execute them to decrease risks and increase opportunities.
  • Analytics, dashboard and reporting tap the data into companies to get easier compliance.
  • Consolidated IT assets reduce energy consumption.
  • Due to some special features such as sustainable sourcing, recycling, and contamination prevention this minimizes e-waste.

Customer Service Contact Center

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This will manage all the call center activities in a very effective and efficient way and also connect customers across all the banking organization.
  • By using various channels this manage all the requests of customer.
  • This provides magical tools such as call agent scripting and knowledge management for up selling of products.
  • We deliver consistent products and reliable services across all interaction channels.
  • We always interact with our customers via branch network or and other online or mobile network.

Customer Analytics

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Achieve awareness in customers and sales organization to the purpose of improving communication ,performance and profitability.
  • To improve customers overall experience we analyze their all the records in real time
  • Boost up the total customer experience from contact center and agent performance to customer service.
  • To enhance pipeline performance we manage analytics, planning and forecasting.

Customer Information Management

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Support a consistent customer experience across all communication channels.
  • Allow employees a 360-degree customer view to improve service and communication
  • Develop effective marketing campaigns based on real-time customer information
  • Execute your customer-centric growth strategy on the basis of accurate insights

Marketing Campaign Management and Customer Segmentation

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Proactively analyze, plan, and execute every marketing activity through all customer touch points.
  • Create relevant and personalized real-time offers through inbound marketing channels
  • Give strategic campaign planning and multichannel execution
  • Strengthen customer relationships with relevant, personalized interactions

Sales Force Management

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Provide the knowledge needed to turn customer insight into sales strategies that acquire, grow, and retain profitable relationships.
  • Give tailored products as a foundation to grow and exceed sales targets
  • Provide employees a 360-degree customer view to improve service
  • Help management track, monitor, and progress employee sales performance

Charging and Billing Management

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Develope real-time rating and fee models for banking services with integrated billing.
  • Deliver an end-to-end solution for consume-to-cash relationship pricing
  • Control relationship pricing and consolidate disparate billing systems for quick go to market
  • Increase billing and invoicing to support real-time charging, receivables, and payables

Price Optimization

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Develope effective pricing strategies that can help you achieve your strategic goals - with a price optimization solution designed specifically for banking.
  • Keep well-defined pricing practices in place
  • Streamline and automate pricing processes
  • Base pricing on analysis of current customer data
  • Increase margins in a highly competitive market
  • Adapt to shifting consumer demand and economic trends

Loyalty Management

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Approach customer loyalty management strategically to reward the right candidates.
  • Develop campaigns and tactics that appeal to your target audience
  • Use loyalty incentives to reward the right customers
  • Usage metrics from product purchases, money spent, to branch visits - to build rewards

Lease Management

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Harmonize on new global demand for leased objects by streamlining all business processes of the leasing lifecycle.
  • Take advantage of an end-to-end solution that supports core leasing techniques
  • Access a high level of customization through rule-based engines
  • Streamline contact life cycle management processes from billing and invoicing to asset tracking

Corporate Cash Management

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Provide highly individualized cash management services with deposit and payment products to improve liquidity and interest results for corporate customers.
  • Take one global solution with multi-currency, multi-country, and multi-time zone capabilities
  • Allow automated and extensive support for account and cross-product processes
  • Access highly flexible configuration options to speedy adopt required processes

Deposit Management

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Manage and monitor the entire life cycle of an account contract which includes transactions, agreements, statements, and other related tasks.
  • Automate deposit account processes to reduce the cost per unit handled
  • Develop a single account and contract management tool for all cross-division products
  • In a flexible environment support evolving products and services

Loans Management

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Control and monitor the entire life cycle of a loan contract, including origination activities, all subsequent transactions, agreements, statements, and more.
  • Increase time to market with swift and painless development of new products
  • Automate loans management processes to decrease costs per unit and reduce error load
  • Mitigate implementation time and maintenance costs

Collateral Management

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Effectively track and monitor all collateral-related processes, from creation through risk-exposure reporting.
  • Give authentic data for reserve provisioning and capital adequacy calculations
  • Manage complex lending and collateral relationships typical of corporate customers
  • Link to any credit system through web services

Corporate Loans

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Control corporate and complex value loans for customers with a seamless process that provides end-to-end service.
  • Enable corporate customers to use highly tailored loan management services
  • Cover all back-office processes with a high degree of flexibility
  • Develop a comprehensive lending solution with integration across all relevant components

Accounting and Financial Close for Banking

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Deliver timely,accurate financial reports by standardizing and automating the financial close cycle.
  • Manage your financial accounting architecture to close books faster with fewer errors
  • Lower the cost of finance and compliance processes
  • Meet regulatory reporting requirements with timely, reliable financial reporting

Real Estate Lifecycle Management

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Efficiently align acquisition, construction, lease, space, and facilities management across your stake holders to enhance your property portfolio value.
  • Provide appropriate visibility into what you own vs. lease and locations, uses, and costs
  • Lesser transaction costs, increase operational efficiency, and free up capital
  • Allow decision making and investment strategy with accurate performance data

Currency Management and Optimization

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Learn how to streamline banknote handling and provide the optimal supply of currency to ATMs and bank branch cash points.
  • Prevent out of cash situations in branches, ATMs, and vaults
  • Increase customer satisfaction from reliably getting money from ATMs
  • Increase forecast accuracy for future currency demand

Covered Bonds

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Synchronize your bank's capabilities by building up a refinancing platform to issue covered bonds.
  • Gain from easy handling and transparency of all available assets to be funded
  • Achieve an overview of all funding transactions to identify more effective funding
  • Give changes or enhancement requirements from investors and businesses

Payment Engine

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Streamline all payment techniques using standardized interfaces with surrounding applications to create one central payment hub.
  • Lower cost of ownership by simplifying processes across business and product lines
  • Gain efficiency by re engineering payment operations into one central platform
  • Open new revenue system with a scalable payment platform that supports all channels

Rapid Deployment Solutions for Banking

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Bring speed and predictability to your next implementation with WTM ERP's preconfigured software, services, or both at a fixed scope and price.
  • Faster implementations using preconfigured software and predefined services
  • Predictable implementation deployment time and cost
  • Seamless integration with WTM IT ERP consultants solutions
  • Focus on scope defined by line of business needs